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Very often, claims for social security disability
and ssi benefits are denied on the basis of duration.
What exactly are durational
denials?
A durational denial occurs when a disability examiner determines
that a claimant's medical condition has not been disabling
for at least a 12 month period,
or cannot be projected
to be disabling for at least this long.
Note: an occasional misunderstanding
among claimants is that they cannot file a disability application
before their condition has kept them out of work for 12
months. In actuality, however, a claimant can file a disability
application as soon as their condition prevents them from
working, or their earnings drop below the sga (substantial
gainful activity) level as a result of their condition.
The 12 month time frame, of course, is a principal factor
in the Social Security Administration's definition of disability.
Unfortunately, the practice of projecting
whether or not a claimant's disability will last 12 months
or longer is just as integral to the disability determination
process.
The deficits regarding claim decisions based on projections
have to do with subjectivity
on the part of the DDS examiner, as well as on the part
of the DDS medical consultant with whom the examiner must
consult prior to rendering a decision on a claim.
Though every decision made on a case is, to some degree,
a subjective and interpretative event, forecasting whether
or not a claimant's condition will exacerbate or remiss
within a 12 month period is even more so a judgment call.
And, quite frequently (as the differences in approval rates
between DDS and the Office of Hearings & Appeals will
attest), DDS decisions are often the result of faulty forecasting.
For example, in one case adjudicated in the North Carolina
DDS, a claimant suffering from 2nd and 3rd degree burns
covering up to 25 percent of her body, and also suffering
from renal failure, was given a denial based on duration.
This denial was issued even after the DDS medical consultant
was presented with a letter from the director of the UNC
(University of North Carolina) Hospital burn center, stating
that the claimant would not be expected to improve significantly
within a twelve calendar month period.
Such instances, by themselves, go a long way toward invalidating
the manner in which denials based on duration are issued,
specifically as the use of projections is concerned. Unfortunately,
they also call into question the ability of DDS physicians
to reasonably extrapolate RFC (residual functional capacity)
conclusions based on a reading of a claimant's medical records.
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