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Consultative
Examinations are medical examinations
that social security disability and ssi claimants are sometimes
sent to in the course of processing a claim for disability
benefits.
Contrary to a fairly common misunderstanding, "social security
medical examinations" are not
conducted by "SSD doctors". In fact, in this sense, there
is no such thing as an SSD doctor, though there are
DDS unit physicians who assist DDS disability examiners
in their decision making duties.
The doctors who perform consultative examinations for the
social security administration (which can be physical, psychiatric,
or psychological in nature) are actually independent physicians
who have contracted to perform such services.
Who schedules medical examinations for disability cases
and why?
The process works like this:
after a claimant files for ssi based on disability (title
16), or social security disability (title II), the case
is transferred to DDS, or disability determination services,
where an examiner will begin gathering records for the purpose
of making a decision. In cases where a claimant's medical
records are very "thin", or where a claimant has not been
seen by a doctor for a considerable amount of time, a CE,
or consultative exam will generally be scheduled.
As stated, CE's can be mental or physical. They can also
include ophtalmological exams, bloodwork, and the taking
of xrays. However, whatever happens at a social security
medical examination is at the discretion of the disability
examiner ordering the exam. In other words, the examiner
only obtains what is necessary for a decision to be made.
Medical exams conducted for social security objectives are
not for the purpose of delivering medical treatment. Instead,
their purpose is to provide a recent snapshot of a claimant's
conditions and various limitations.
However, the inherent weakness of such medical examinations
is fairly apparent. For one thing, a doctor who conducts
a CE has typically never seen a claimant. And though DDS
examiners often send a portion of a claimant's medical records
to the physician who will conduct the CE (to appraise the
doctor of the client's medical background), this is a poor
substitute for an established doctor-patient relationship
and only minimally effective if the CE doctor actually reads
what he or she has been sent.
Additionally, social security medical exams tend to be fairly
brief. In fact, it is a common complaint among claimants
who have gone to such examinations that the duration of
the exam was only 5-10 minutes. Though this may not be true
for every CE, it is probably true for a large percentaqe
of them.
What does it mean for a claimant's disability case when
a CE has been scheduled? It can be good or bad.
First, the good. Getting an appointment letter for a social
security medical examination, or CE, means, at the very
least, that a claim is actively
being worked on. In some cases, it may be that
an examiner who is leaning toward making an approval needs
to obtain additional evidence, such as an xray.
However (now for the bad), a CE appointment can also mean
that a claimant has very little in the way of medical records
i.e. has not gone to a doctor in quite a long time, or has
only been treated sporadically. In such cases, the scheduling
of a consultative examination may simply be a technical
necessity (examiners are required to obtain "recent" medical
evidence on which to base their decisions) prior to closing
a case.
Claimants who receive appointment letters for social security
medical examinations, though, should not be overly concerned
about having to go to an exam since the reason for scheduling
an exam may never be known.
Claimants who are scheduled for such exams, however, should
always attend them since examiners are empowered to close
disability claims for "failure to cooperate".
However, when a claimant misses a scheduled exam and has
a valid reason for this happening, an examiner will usually
allow for the examination to be rescheduled.
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